Secured loans

Need money? Your property can help today

Get funds secured by cars, watches, jewelry and real estate. We value your property, offer individual terms and help you arrange the loan.

Your property remains yours as long as the agreement is honoured.

  • Individual valuation of your property
  • Clear financing terms
  • Help with the paperwork
  • Fast funds without selling your property

Kinds of security

What property can secure a loan?

Choose your option — we will value the property and offer the financing terms available.

Loan secured by a car

Your car can raise the sum you need

Need money but don’t want to sell your car? We value it on its make, model, year, mileage, trim and condition.

We offer a possible loan amount and explain how the loan is arranged.

Whether the car stays in your use or goes into storage is something we discuss in advance, and a manager explains it before you sign the agreement.

Loan secured by a watch

Your watch has value. Use it without selling

Own an original watch from a premium brand? We value it on its model, condition, completeness, authenticity and current market price.

After the valuation we offer the amount of financing available.

For example: Rolex, Patek Philippe, Audemars Piguet, Ulysse Nardin, Omega and others. You can attach photos of the watch to your request.

Loan secured by jewelry

Your jewelry is more than adornment. It is your financial reserve

Own gold jewelry, diamonds or other precious pieces? We value your jewelry on its weight, hallmark, the characteristics of its stones, its condition and current market value.

After the valuation we offer the amount available and the financing options.

Loan secured by real estate

Financing secured by real estate

An apartment, a house or commercial property can secure a loan.

We look at the property’s characteristics, location, documents and market value, and after the checks offer the possible financing terms.

Preliminary estimate

How much could you get?

Tell us the type of property and a few of its details — we will prepare a preliminary estimate.

Passport scans and title documents are not needed here — we will only ask for them when the loan is arranged.

Step 1 / 3

What would you like to offer as security?

How it works

From request to funds — a clear process

  1. 01

    Request and preliminary estimate

    You contact us or leave a request on the site with the main details of the property. Our specialist reviews its characteristics and approximate market value.

  2. 02

    Inspection and checks

    We carry out the necessary checks:

    • a car — its condition and documents
    • a watch — authenticity, condition and completeness
    • jewelry — authenticity, condition and hallmark
    • real estate — documents, characteristics and legal status
  3. 03

    Agreeing the terms

    We discuss:

    • the amount of financing
    • the term of the loan
    • the interest rate
    • the payment schedule
    • storage or use of the property
    • how the loan is repaid and the security released

    You receive the full cost of the loan before you sign the agreement.

  4. 04

    Paperwork and funds

    Once the terms are agreed we prepare the documents. The funds are provided under the terms of the signed agreement.

Clear terms. Official paperwork. Control at every stage.

Why Ukrainiancars

Why do clients choose Ukrainiancars?

01

Individual valuation

We take into account the real condition, characteristics and market value of your property.

02

No need to sell

A loan gives you financing without an immediate sale of your car, watch, jewelry or property.

03

Transparent terms

We explain the amount, interest, term, payments and other key terms before anything is signed.

04

Personal support

A specialist guides you through every stage, from the valuation to signing the agreement.

05

Different kinds of security

We consider cars, watches, jewelry and real estate.

06

An individual approach

We discuss the financing options available depending on the property and your needs.

Terms and safety

All terms before you sign

Before signing, you get clear answers to each of these questions:

  • 01Who exactly provides the loan
  • 02What kinds of property are accepted
  • 03How the loan amount is set
  • 04What loan terms are available
  • 05What the interest rate and full cost are
  • 06Whether there are any extra fees
  • 07Whether the property stays in the owner’s use
  • 08How property handed over is stored
  • 09Whether early repayment is possible
  • 10What happens if a payment is late

You receive the full terms of the loan to read before you sign the agreement.

Questions and answers

Answers to your questions

It depends on the car’s market value, condition, trim and documents. We make a preliminary estimate from your request and name the final amount after the inspection.

That is set by the terms of the specific agreement: the car may stay in your use or go into storage. A manager will explain the options available before you sign.

Original watches from premium brands — for example Rolex, Patek Philippe, Audemars Piguet, Ulysse Nardin, Omega and others. We check the model, condition, completeness and authenticity during the valuation.

Gold jewelry and pieces set with diamonds or other precious stones. We check the weight, hallmark, stones, condition and authenticity during the valuation.

Yes. We consider apartments, houses and commercial property, taking into account the location, characteristics, documents and market value.

None for the preliminary estimate — the characteristics and photos are enough. A manager will list the documents for the agreement after the valuation; they depend on the kind of property.

The rate depends on the kind and value of the property, the amount and the term. You know the rate and the full cost of the loan before you sign.

Yes. Early repayment is set out in the agreement, and a manager will explain it before you sign.

Once the loan is repaid in full, the security ends: the encumbrance is lifted, and property held in storage is returned to you.

The consequences of a late payment are set out in the agreement, and we explain them before you sign. If you see you won’t make it, contact us in advance and we’ll discuss the options.

We prepare the preliminary estimate as soon as we have the details and photos. The time for the inspection and paperwork depends on the kind of property and the documents — a manager will tell you for your case.

Your property has value. Find out how much you could get

A car, a watch, jewelry or real estate — send us the details of your property and we will look into financing.

+380 98 633 48 88